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Joseph Bitton B.A., LL.B., Broker.

bitton@torontorealestate4u.com +1(416) 801-8600

$ 39,900

Est. payment -/mo

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Active

1052 RAT BAY RD #108-8 Lake Of Bays, ON P1H 2J6

2 Beds

1 Bath

25 Acres Lot

UPDATED:

Key Details

Property Type Condo

Sub Type Other

Listing Status Active

Purchase Type For Sale

Approx. Sqft 900-999

Subdivision Franklin

MLS Listing ID X10898413

Style Bungalow

Bedrooms 2

HOA Fees $427

Tax Year 2023

Lot Size 25.000 Acres

Property Sub-Type Other

Property Description

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 8) in 2026 starts on August 15. The four other floating weeks rotate each year so it's fair to all the owners. Remaining weeks for 2026: February 14, May 23, October 10, December 5/2026 . Included for your enjoyment: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can even moor your own boat at Blue Water Acres for your weeks during boating season. All the cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. There is NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.

Location

State ON

County Muskoka

Area Muskoka

Zoning Waterfront Resort Commercial with an exception

Body of Water Lake of Bays

Rooms

Basement None

Kitchen 1

Interior

Interior Features Water Heater

Cooling Wall Unit(s)

Fireplaces Number 1

Fireplaces Type Propane

Inclusions fully furnished as viewed as part of fractional ownership

Laundry Inside

Exterior

Exterior Feature Deck, Recreational Area, Year Round Living

Parking Features Reserved/Assigned, Mutual

Pool Indoor, Inground

Amenities Available Outdoor Pool, Party Room/Meeting Room, Satellite Dish, Visitor Parking

Waterfront Description Dock,Beach Front

View Beach, Panoramic, Bay, Lake, Trees/Woods

Roof Type Shingles

Road Frontage Year Round Municipal Road

Exposure South

Total Parking Spaces 4

Balcony None

Building

Building Age 16-30

Foundation Block

Locker None

New Construction true

Others

Senior Community No

Pets Allowed No

ParcelsYN No

Listed by Chestnut Park Real Estate

GET MORE INFORMATION

+1(416) 801-8600

bitton@torontorealestate4u.com

www.torontorealestate4u.com

Toronto